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Startups

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Startups
Australian Financial Services Licences for Fintech Startups: When You Need One, When You Don't, and the Authorised Representative Route
28 Aug 2026|9 Mins Read

Ask a fintech founder about licensing and you’ll usually hear one of two things: “we’ll get an AFSL when we raise our Series A” or “we don’t need one — we’re …

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Startups
Positive Duty to Prevent Sexual Harassment: How Respect@Work Reforms Apply to Growing Australian Startups
27 Aug 2026|7 Mins Read

Ask a founder about their sexual harassment obligations and the answer is usually some version of “we have a policy in the handbook, and if something happens we’ll deal with it”. …

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Startups
Fixed-Term Employment Contract Limits: How the Fair Work Act's Two-Year Cap Catches Out Australian Startups
26 Aug 2026|6 Mins Read

A founder with eighteen months of runway offers a new engineer a two-year contract “to be safe”, with an option to extend if the next round lands. It feels prudent — the company only …

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Startups
Cyber Security Act 2024: What Ransomware Payment Reporting and Limited Use Obligations Mean for Australian Startups
24 Aug 2026|8 Mins Read

Until 2024, Australia regulated cyber security sideways — through privacy law, critical infrastructure law, directors’ duties and APRA standards. The Cyber Security Act 2024 (Cth) is the first …

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Startups
The SOCI Act and Your Startup: When Data-Holding Companies Get Caught by Critical Infrastructure Security Obligations
21 Aug 2026|8 Mins Read

Most founders assume the Security of Critical Infrastructure Act 2018 (Cth) — the SOCI Act — is about power stations, ports and water treatment plants. It is. But since the 2021–22 amendments expanded …

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Startups
Design and Distribution Obligations for Fintech Startups: How ASIC's Target Market Determinations Apply to Financial Product Issuers
20 Aug 2026|7 Mins Read

Most fintech founders file the design and distribution obligations under “big bank compliance” — something for the product committees of the majors, not a ten-person startup. ASIC sees it …

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